Registration of the European protocol

A special mobile application - "Gosuslugi Avto", "OSAGO Assistant" or the insurer's own application with the ability to issue an electronic Europrotocol - allows you to fill out a notification of an accident without calling the traffic police to the scene of the accident, as well as take photographs of the damage.

The law provides for two options for registering an accident — with or without photo recording. In the case of photo recording without disagreement on the circumstances of the accident, the maximum limit of compensation under OSAGO is 400 thousand rubles, if photo recording is performed and there is disagreement — 200 thousand rubles, and when there is no photo recording and no disagreement — 100 thousand rubles (Article 11.1 of the Law on OSAGO). It is worth considering that if there is disagreement between drivers on the circumstances of the accident or the nature of the damage to vehicles, photo recording is mandatory for registering an accident without traffic police officers, without it, the insurance payment is not guaranteed. Make sure that the photos have been successfully uploaded through the application — wait for a confirmation notification.

Mobile applications are available for download in application stores (App Store, Google Play), as well as on State Services or insurance company websites.